Renters Insurance
Renters Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Renters Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Renters Insurance Information
As a renter, your landlord or building may require renters insurance. But even if it’s not required, you should consider a renters insurance policy as a way to protect yourself from unexpected financial losses if you rent your residence long-term.
Contact Weatherly Insurance Agency to learn more about our renters insurance policies. We serve Outer Banks, Mt. Olive and Greenville, North Carolina.
What Is Renters Insurance?
Typically, landlords are responsible for repairing damage to structural aspects of your rented property. However, your landlord’s insurance generally won’t cover damage to your belongings or personal liability claims against you (e.g., a guest is injured at your home). Renters insurance can help protect you from costly out-of-pocket expenses associated with your rented property.
How Does Renters Insurance Work?
Renters insurance is a legally binding contract between you and your insurance company that can help provide financial protection from legal liability and personal property damage at your rented apartment, condo or house. As long as you continue to pay your premiums, your insurer will help pay for covered losses up to your policy limits.
When deciding how much renters insurance to purchase, you should consider how much it would cost to replace all of our belongings, as well as how much you could lose (e.g., savings accounts, retirement accounts) if you were held liable for causing third-party property damage or physical injury.
The agents at Weatherly Insurance Agency are here to help. Contact us to get started with a renters insurance quote today.
What Does Renters Insurance Cover?
The following are examples of typical renters insurance coverages:
- Additional living expenses coverage may help pay for extra living costs (e.g., laundry, meals, and hotels) if covered property damage at your rented property forces you to move out temporarily.
- Personal possessions coverage may assist with repair and replacement costs if a covered loss damages or destroys your personal belongings.
- Personal liability coverage may help cover costs (e.g., lost wages or medical bills) if you’re held legally responsible for causing bodily injury or property damage to a third party.
Where Can I Buy Renters Insurance?
The right insurance coverage can provide peace of mind. Contact Weatherly Insurance Agency in Kill Devil Hills, North Carolina, to learn more about our insurance products and to speak to an insurance agent.
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