General Liability Insurance

A general liability insurance policy is a type of business insurance that provides coverage for claims and lawsuits arising from everyday business operations. Without it, your business could be on the hook for costly out-of-pocket expenses. 

What is General Liability Insurance? 
General liability insurance helps protect your company from financial losses if your business is found responsible for causing bodily injury or property damage to a third party. This liability stems from the type of work your business does and where you do it. 

What Does General Liability Insurance Cover? 
No matter how careful you are, there will always be risks associated with owning and operating your own business. General liability insurance protects against a wide variety of claims, including the following: 

• Bodily injury and related medical expenses if a non-employee is injured at your business
• Property damage if someone’s property is damaged at your business or if damage occurs at a client’s home or property as a result of your work
• Personal or advertising injury if your business is accused of defamation, libel, idea theft, copyright infringement, slander, false arrest and other offenses
• Legal fees in the event that your organization is sued over a general liability issue 

Why Do I Need General Liability Insurance? 
Although general liability insurance is not legally required in North Carolina, your business will be vulnerable to various costs that could potentially bankrupt your business without it. General liability claims are not uncommon. Therefore, purchasing the right general liability insurance policy is the best way to protect your business from financial hardship. 

Contact Us Today 
With our customizable insurance options, we’re here to help you find the right general liability insurance policy for your business. Contact Weatherly Insurance Agency today for a free quote.